Would they not allow a "grandfather clause" for those that were already in treatment? Like tail end of a pregnancy? I was a medical claims adjustor for 6 years and there were many plans that allowed this when there was a change mid stream.
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"Don't let your worries get the best of you, remember, Moses started out as a basket case"
When we recall the past, we usually find that it is the simplest things - not the great occasions - that in retrospect give off the greatest glow of happiness. Bob Hope
If you haven't any charity in your heart, you have the worst kind of heart trouble. Bob Hope
Bob Hope was my hero.
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