Quote:
Originally Posted by Bookmeister
Just make absolutely certain that the new insurance carrier doesn't class your pregnancy as a "pre-existing condition" that they won't cover. It often happens that a new carrier will have a 30 to 90 exclusion for pre-existing conditions. During this period, the new carrier will not cover any of the costs of treatment for a pre-existing condition.
Just some free legal advice...  |
It is illegal to have a pregnancy listed as a prexisting condition.
Pregnancy is not considered a pre-existing condition. The Health Insurance Portability and Accountability Act of 1996 (HIPAA) was signed into law by President Bill Clinton. With this act came the provision that no group health insurance plan can exclude pregnancy as a pre-existing condition. In addition, these plans cannot exclude newborns or adopted children under age 18 as long as you have enrolled the child within 30 days of the birth or adoption.
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Last edited by pam; 08-13-2008 at 05:59 PM.
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