UPDATE !!!!!

Question # 1 ( Why does everbody pay Pale ) no longer needs an answer.

Pale has PM'd me and explained it all, I have made arrangements with him to pay my $ 250 dollar " sign up fee " directly to his checking account. He has explined that is the easiest way to do it. He has also suggested I use the " auto withdraw " for my weekly $ 75 dollar Non LDS visitor fee. I appreciate him helping me set up my account that allows me to continue posting here.

Thanks again Palerider

Peace,
Carl