[TheyCallMeMom]

While I blame greed for it all.. The greedy are not all republicans.. so lets back off of the "8 years" thing..

economically the downturn started way before that..

as far as mortgages go, I agree with lestertheemt. I also want to add that many of the foreclosed homes are people who bought more house than they could afford.. yes, the banks lent the money, but the owners, by their own free will, signed the contracts

we are counseled on living providently. Living within our means, buying a modest home. etc.. but even as members many have not followed this counsel.

Homeowners need to take responsibility as well.. remember, it takes two to tango.. even in real estate