[bytor2112]

Many Americans bought their homes because they believed in the age old value of homeownership and thought it would make a sound investment.

True, however, a mortgage is actually viewed as a liability, and the so-called homeowners were not homeowners at all....just mortgage holders.

Now the American Dream of homeownership has turned into an American nightmare with over two million people being forced into foreclosure. Ten million are having trouble making their payments. Perhaps another six million homes will face foreclosure by 2012

.

Forced into foreclosure? If you don't pay your power bill are you forced in to not having power?

That is 18 MILLION homeowners, of which the vast majority are mom and dad and two-and-a-half kids.

Not homeowners. The banks owned the home and are now taking them back because of non-payment.

Eighteen million Americans did not try to take advantage of you by recklessly borrowing money for a home. Eighteen million Americans believed their bankers who told them they could afford these mortgage

s.

No, but they did recklessly borrow money and on over priced homes. Foolish indeed. It's not quite as simple as you make it sound, but lenders share a portion of the blame as do the borrowers and especially our government.

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Eighteen million Americans believed their bankers when they told them their loans were safe.

Now this comment is just absurd. Their loans were safe and they could continue to live in there homes as long as they paid their mortgage.

The banks that lied to eighteen million Americans are to blame.

Baloney. Personal responsibility is not something lefties are comfortable with, but in this case......foreclosures are the fault of the borrower.