As I understand MIS, there's actually a central server in Salt Lake that the local ward computer system will tap into. So, your records are technically both in SLC and in your local ward. When I was serving in the 3rd world, though, a lot of local wards weren't tied into MIS (I don't know if that has changed). I wonder if some membership clerks just have an aversion to dealing with the SLC bureaucracy over lost records and immediately throw in the towel when something doesn't look right.
The CHI mentions that some disciplinary actions--but not all--are going to be noted on one's membership records. It's been a while since I saw it (though it's available on-line via Wikileaks, if you have no moral compunctions about that sort of thing). My recollection is that informal probation is *not* noted on one's records, but that excommunication, disfellowshipment, and possibly formal probation are.
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